Meet Joshua Smethurst

Mortgage Broker Bury

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Mortgage Broker Bury

Hi, I’m Joshua Smethurst working with Grand Union Financial assisting with financial needs across Bury and Lancashire.

Grand Union Financial is a UK finance specialist in property, business & asset based finance for all types of commercial and personal investments. We source the market for the best value for financing solutions, providing high-level customer service and building long-term relationships with our clients.

We help to evaluate our clients needs and work with them to achieve their financial goals. Many of our clients have been with us since we began and confidently recommend our financial advice services to family and friends.

Mortgage brokers help you to navigate through each stage of searching for a mortgage, below are some of the advantages:

  • A mortgage broker offers a wide range of mortgage loans from a number of different lenders because they are not just tied to one product, they can search their network to find you the loan product and the interest rate that best suits your needs.
  • A mortgage broker represents your interests rather than that of the lenders. 
  • A mortgage broker can navigate you through any mortgage process situation:  Any bumps along the way they have experience of dealing with.
  • With a mortgage broker you only need one application, rather than multiple forms for each individual lender, reducing the paperwork. 
  • Brokers calculate the total cost of the loan including any fees and charges you may not have considered. 
  • Using a broker makes the journey much easier and they can advise and guide you throughout the application process. 

The process for finding a mortgage using a mortgage broker is very straightforward. The mortgage broker acts as the go-between from the borrower to the lender. You don’t actually speak to the lender during the mortgage process when you use a broker – they handle it all for you!

Your mortgage broker will gather all the information that they need from you after agreeing to work with you. This will include your employment information, savings and account balances, credit reports and more. This will all be used to assess your ability to get a mortgage in the first place. 

At Grand Union Financial we don’t just help first time buyers achieve their dream home, we are also here to help with other mortgage and loan applications.

We’re specialists in business, asset and property finance too!

Mortgage Broker Bury

Grand Union Financial joins the NACFB

Grand Union Financial has successfully completed its application to join the National Association of Commercial Finance Brokers (NACFB). Becoming an NACFB registered brokerage firm gives our customers and lenders confidence that they are

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